Use Asian programmers:
Moderate cost and no risk
I work with talented programmers in India and The Philippines
A while ago my family and I went to a wedding in India and while there went to New Delhi to meet two American business partners who employ a team of Indian IT professionals who can do almost anything you could need for your website or office. Ask me. I'll put you in touch.
Globalization is a reality. All across India I saw low-waged, expert, hard-working, polite, English-speaking Indian programmers working for Western businesses and organizations. And I can put you in touch with a team of them who work in a busy office under the supervision of my two American colleagues who live there.
You don't have to worry about being ripped off by Indians who speak poor English and can't be traced when their work turns out to be sub-standard. At every step you can talk to myself and my two Western colleagues.
Some years ago I lived in The Philippines. I now have people there who work part-time for me. They know what they're doing and work quickly. I can ask them to do work for you also.